Pay-per-kilometer, also known as mileage-based or pay-as-you-go insurance, is a type of car insurance in which the premium (aka your cost) changes depending on how much you drive.
The idea behind it is simple.
If your car is parked in your garage or your driveway, we can safely assume that you're less likely to have an accident. The less you are prone to accidents, the fewer claims we can expect to receive.
Unfortunately, traditional insurers don't consider your mileage as an important factor when calculating your premium. For instance, even if you commute daily from Juffair to Bahrain Bay, you are paying almost the same premium as someone driving daily from Zallaq to Manama.
With Pay-per-kilometer insurance, you pay your annual quote upfront, and then earn up to 25 % cashback if you've driven less than 20,000 km at the end of the year.
Find out more on how our Pay-per-kilometer insurance works here.